Attention homeowners in Portland and Multnomah County: Get an Appraisal today!
The top 7 reasons OR homeowners call on MCM Appraisal, LLC:
Own a house in or near Portland, OR and need help deciding the price of it?
At MCM Appraisal, LLC, we understand the special needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at MCM Appraisal, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping consumers just like you dismiss unwanted PMI insurance. Challenging Multnomah county's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other homes close to yours. This means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from MCM Appraisal, LLC is your chief weapon when challenging your property tax assessment. Was your HELOC recently frozen?If your home is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from MCM Appraisal, LLC can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? MCM Appraisal, LLC offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |